by Kurt Galitski | May 6, 2011 | For Buyers, Kurt Suggests, Kurt's Thoughts, Loans
To rent or to buy: what used to be a given – that you would buy a home as soon as you could afford to – has become an agonizing conundrum for many a would-be homebuyer, in the face of the housing market’s big bust and super-slow recovery. Low prices seem to create a...
by Kurt Galitski | May 6, 2011 | Costa Mesa, For Buyers, Kurt Suggests, Kurt's Thoughts, Loans
CHF is now offering their Platinum 3% down payment and/or closing cost assistance grant to all California home buyers. This means home buyers of the Orange, Inland Empire, Riverside, San Bernardino, or San Diego county can now use a government insured FHA first...
by Kurt Galitski | Apr 11, 2011 | Costa Mesa, For Buyers, For Sellers, Kurt's Thoughts, Loans, Real Estate News
Deductions in the Loan Process Write-offs are the government’s way of rewarding taxpayers when they’ve done something the government likes. And to judge by the write-offs, the government likes it when people borrow money to buy a house. There are...
by Kurt Galitski | Apr 7, 2011 | Consumer Information, Costa Mesa, For Buyers, For Sellers, Kurt's Thoughts, Loan Modification, Loans, Marketing Reports
Ways to Improve a Credit Score With identity theft on the rise, consumers are becoming increasingly aware of the importance of reviewing their credit reports. However, their thoughts about credit and its long-term impact upon their financial future typically end there...
by Kurt Galitski | Mar 3, 2011 | Consumer Information, Kurt Suggests, Kurt's Thoughts, Loans
Ten Secrets to Saving Write down your goals. Pledging to save $2,000 for a vacation to Cancun is likely to get you there. By Janet Bodnar, Kiplinger.com Cheap is chic, frugality is in fashion, and Americans have sworn off their spending addiction. In a replay of 2010,...
by Kurt Galitski | Feb 9, 2011 | Costa Mesa, For Buyers, For Sellers, Foreclosure, Kurt Suggests, Kurt's Thoughts, Loans, Real Estate News
We are often asked what national markets are good early indicators of things to come for real estate. #1 is Las Vegas. Why Vegas? Back in 2006 the very first indications of the bubble bursting happened in Vegas. The inventory of homes for sale changed from a sellers...
