CHF is now offering their Platinum 3% down payment and/or closing cost assistance grant to all California home buyers.  This means home buyers of the Orange, Inland Empire, Riverside, San Bernardino, or San Diego county can now use a government insured FHA first mortgage loan and need only .5% down payment to purchase a home! (not the 3.5% as most lenders require).  FREE MONEY available now!

With this grant, California home buyers only need .5% down payment to purchase a home!  This would be a great program to use for home buyers in Huntington Beach, Newport Beach, Fountain Valley, Santa Ana, Tustin and Irvine or anywhere else in Orange County.

CHF Platinum Program Highlights:

  • NOT limited to first time buyers (2nd time & move-up buyers OK)
  • 3% grant money NEVER needs to be REPAID – free money
  • 3% grant is not a second loan or lien
  • Works with FHA, VA & USDA loan programs
  • Flips less than 90 days not allowed
  • 620 minimum FICO score
  • Owner occupied primary residence only
  • Seller concessions are allowed
  • No borrower reserves or assets required
  • SFR, condo, and new and existing properties eligible
  • No tricky equity sharing or re-capture feature like many other assistance programs

QUESTION: Up to 3% free money?  This seems too good to be true.  What’s the catch? ANSWER: Yes, it’s true.  Grant funds are limited and free money doesn’t last forever.  There are also income limitations in each county.  See below for details.

Qualifying Income Limits: Cannot make more than 120% of the HUD Area Median Income

$85,200          Riverside & San Bernardino County
$104,640         Orange County
$85,200           Los Angeles County
$90,600           San Diego County

CHF Income limits click here

This Platinum program is similar to the California .5% down payment FHA ACCESS home purchase loan but the main difference is the ACCESS program is structured as a second loan that has to be repaid monthly over 15 years.  This one isn’t.

If you want to buy a home and would like FREE MONEY for your down payment or to pay closing costs, you better act soon before these funds are used up.  With a quick call to 877-957-6677 or email me , I can secure your loan approval and reserve your grant funds.

Kurt Galitski

Meet Kurt Galitski - The Kurt Real Estate Group, your new best friend. Distinctive Strategies that Deliver Record-Setting Results. When you combine Kurt’s passion and knowledge of the real estate market, you really gain an appreciation for what makes Kurt different. But what truly sets him apart from the crowd are his 5 distinctive strategies and his property management… For Kurt, getting into real estate was not an accident, it was a deliberate and calculated decision to deliver a better experience to home buyers, sellers, and landlords that they have ever received before. Today, you could ask any one of hundreds of clients, read his Yelp reviews, or look at his track record of being featured in Orange Coast Magazine in excess of eight consecu­tive years and you too will say mission accomplished. 877-957-6677

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