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Mortgage Credit Certificate Program Fact Sheet

  • The Mortgage Credit Certificate (MCC) Program enables first-time homebuyers to receive a federal income tax credit of 15% of the annual mortgage interest paid.
  • MCC’s reduce federal income tax, increase take-home pay, and increase the qualifying loan amount for homebuyers.
  • Program assistance is available only to income-eligible persons and families who have not owned a home in the last three years.
  • The property must be a single-family detached home, condominium, or townhouse located within the County of Orange.
  • Participants must occupy the home.
  Family Size Maximum Gross
Annual Income
Income Limits: 1 or 2 persons  $ 81,205 
3 + persons  $ 93,386 
     
  Type of Property Maximum Purchase Price
Purchase Price Limits: Resale $ 360,585
New  $ 503,367 

The MCC Program is administered by Affordable Housing Applications (AHA) for the County of Orange. For more information contact AHA at (800) 591-3111.

Kurt Galitski

Meet Kurt Galitski - The Kurt Real Estate Group, your new best friend. Distinctive Strategies that Deliver Record-Setting Results. When you combine Kurt’s passion and knowledge of the real estate market, you really gain an appreciation for what makes Kurt different. But what truly sets him apart from the crowd are his 5 distinctive strategies and his property management… For Kurt, getting into real estate was not an accident, it was a deliberate and calculated decision to deliver a better experience to home buyers, sellers, and landlords that they have ever received before. Today, you could ask any one of hundreds of clients, read his Yelp reviews, or look at his track record of being featured in Orange Coast Magazine in excess of eight consecu­tive years and you too will say mission accomplished. www.KurtRealEstate.com www.KurtPropertyManagement.com 877-957-6677

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