by Liz Peters | Jan 11, 2017 | Costa Mesa
While many people think that borrowing against your home’s equity might negatively affect it, we’re here to tell you that’s false. In fact, borrowing against it can actually help you to build equity. There are two ways in which you can borrow against...
by Liz Peters | Jan 10, 2017 | Costa Mesa
Buying a home is huge investment and an exciting purchase. Many buyers are so swept off their feet once they find the right home, they tend to jump the gun and make the purchase without doing some preliminary research. Before you commit, take the time to ask these...
by Liz Peters | Jan 9, 2017 | Costa Mesa
Every seller wants to get the highest price possible for their house. Even when the market is hot, obtaining offers above the asking price can be a tricky task when selling your home. If you have spent the time to thoroughly research the comps and price your house...
by Liz Peters | Jan 2, 2017 | Costa Mesa
There has been a lot of buzz leading up to the new year about home buying and, now that 2017 is here, our predictions are looking pretty good. Beginning January, the FHA is loosening some of its limits that are currently restricting consumers from entering the market....
by Liz Peters | Dec 29, 2016 | Costa Mesa
The new year is quickly approaching and, if you’ve read our last few blogs, we know that 2017 is going to be the year for many potential homebuyers. If you’re one of them, you should begin planning for the home buying process now…even if you are...
by Liz Peters | Dec 27, 2016 | Costa Mesa
Selling a house is a time consuming process. There are many factors to be considered and each requires a good amount of time. Transactions don’t just happen overnight so, before you jump in, take a minute to prepare yourself accordingly. Having an idea of the...
by Liz Peters | Dec 23, 2016 | Costa Mesa
Tis the season for Christmas lights, cozy fires, and, in Southern California, the one time of year that we may need to use our heaters. If all the holiday spending wasn’t enough, our energy bill is yet another addition to the lengthy list of expenses. When the...
by Liz Peters | Dec 22, 2016 | Costa Mesa
There are a multitude of reasons why renters have kept from buying: raises in interest rates, acceleration in home prices, rigid lending standards, and student loan debt…to name a few. However, a recent study shows renters are now in a position to take on more...
by Liz Peters | Dec 19, 2016 | Costa Mesa
We now know that interest rates are rising, but what about home prices? With 2017 quickly approaching, we’re left wondering if the acceleration we’ve been seeing in home prices and sales will continue into the new year? A strong market means that...
by Liz Peters | Dec 16, 2016 | Costa Mesa
The Fed just raised interest rates by .25%….so what implications does this have for home buyers? Aside from raising the rates that lenders will be offering, another effect on buyers is a 1% raise in your DTI (debt-to-income) ratio. While this may seem startling...
