Archives for December 2014

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Just Remodeled 3rd floor unit with city view- Avenue One Urban Living at it’s best! – $434,899
Main Photo
Bedrooms: 2
Bathrooms: 2
Parking Spaces: 2
Year Built: 2006
Subdivision: Avenue One
Located on Floor #: 3
Floors in Bldg: 4
School District: Irvine
Square Footage: 1037
Agent Name: Kurt Galitski
Broker: Weichman Realtors
MLS #: PW14259288
Price: $434,899
Additional Pricing Information: For additional recorded information please call 877-957-6677 ext 3336
Homeowner Dues: 420
1336 Scholarship
Irvine, CA 92612
  • Range/Oven
  • Full Refrigerator
  • Washer/Dryer
  • Dishwasher
  • Sink Disposal
  • Microwave
  • Tiled Floors
  • Laminate Flooring
  • Upgraded Carpeting
  • Swimming Pool
  • Hot Tub
  • Guest Parking
  • Basketball Court
  • Exercise Room
  • Recreation Center
  • Balconey
  • Gym
  • Conference and Media Room
Just Remodeled 3rd floor unit with city view- Avenue One Urban Living at it’s best! This freshly remodeled two bedroom two bath unit has new light and bright plank style flooring, new tiled bathrooms and designer touches throughout. In addition, we have staged the unit to give you the ultimate home shopping experience! This 3rd floor unit features an entertainers open kitchen with granite counter tops, pendant lighting, dark stained cabinets, pantry, gas range, built in microwave, dishwasher, and full size (not stackable) laundry closet. Upgraded carpeting and recessed lighting throughout. Covered balcony looking out over city.. Plenty of storage abound inside the walk in closets and inside laundry area. Very private community location near elevator and assigned parking spaces. This beautifully maintained home is perfect for both primary residence or investment property call to see it today, this home really stands out from the competition in style and amenities.

Kurt Galitski
877-957-6677
Powered by vFlyer.com Equal Housing Opportunity VFLYER ID: 299755001
All information in this site is deemed reliable but is not guaranteed and is subject to change
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Saving for a down payment is an important step in becoming financially prepared for homeownership, and there are options and opportunities for financing a home purchase that will allow the borrower to come with little or No Down Payment. For most first-time home buyers, coming up with funds for a down payment is the biggest obstacle to homeownership.

Mortgage Attitude

In the mortgage industry, 20% down is considered the benchmark down payment for looking strong on paper as a home buyer. How strong you are on paper will determine how you could obtain a loan.

However, this being a general standard for financial strength does not mean a requirement to get a loan. Reality is that there are home loans that can be obtain with $0 Down Payment if you are eligible.

1. FHA loans will allow you to apply for as low as a 3.5% down payment up to the maximum conforming loan limit in the county in which the property is located. Most lenders can lend up to $417,000 under FHA guidelines.

2. Conventional 5% Down Payment is another option for first time homebuyers. This is an excellent alternative to the higher-priced FHA loan Mortgage Insurance that allows to get rid of PMI after accumulating 20% equity after a minimum of 24 months.

3. $0. – Down Payment: there are 2 options that are available if you are eligible:

1. VA loans allow 100% financing all the way through the maximum conforming loan limit in the county in which the property is located. Veteran’s Affairs mortgage loans are available to veterans, current members of the military and their spouses.

2. USDA Loans allow 100% financing through the Rural Development United States Department of Agriculture. Property must be located within an area designated to be eligible for 100% financing.

There are also 10% down payment and 15% down payment loans. All 3 of these types of loans involve PMI. As time goes on, the push will be for a minimum 20% down payment. Remember with 20% down, there is no PMI. Conventional wisdom says you should put down as much as you feel comfortable putting down to buy a home. Generally, more is better than less. But don’t wipe out your savings account to do it. You will still need to have funds set aside for a rainy day and for things to buy after buying a home.

Jumbos loans are loans that usually can go as high as $750,000 with as little as 10% down.

However keep in mind that if you’re putting less than 20% down payment on a home, your monthly property taxes and fire insurance terms are most likely to be built into your monthly mortgage payment, and you’ll maybe have to pay for private mortgage insurance, as well.

Ultimately, the minimum down payment required will depend on the type of loan that you choose. Each mortgage loan type carries its own guidelines, and today underwriters closely scrutinize a borrower’s ability to repay the loan before giving you a loan.

Posted by on 12/09/14 • Categorized as Faces of the Industry,Feature Stories

By Sandy Flores, Broker

Santa Ana College, Community Services Program

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THE KURT REAL ESTATE GROUP AND WEICHMAN REALTORS HOSTS 7th ANNUAL POLAR EXPRESS FAMILY EVENT
WITH SPOTLIGHT ON TOY DONATION CAMPAIGN WITH COSTA MESA FIRE DEPARTMENT’S SANTA LETTERS
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Annual Polar Express family event on Saturday, December 6th from 10 am to 12:00 p.m.

This event, based on the popular family movie The Polar Express, was conceived as a way for Weichman Realtors founders Larry Weichman and Kurt Galitski to connect with their fellow Costa Mesa residents and say thank you for years of welcome support.
This year Weichman and Galitski have joined forces with the Costa Mesa Fire Department’s Santa Letters program to raise awareness for the need for toys this holiday season. Participants in this year’s Polar Express event will be asked to bring an unwrapped gift or gift card valued at $10.00. Donations are not required to take part in the event but are greatly appreciated.
 “We are thrilled to be a part of this endeavor,” said Vice President and co-founder of Weichman Associates-Realtors, Kurt Galitski. “We have a real compassion for kids in need here in Costa Mesa. This toy drive ensure that these children get something to smile about on Christmas Day.” Galitski also added “Larry and I are also very honored to work alongside another organization we have long admired, the Costa Mesa Fire Department.”
 All toys are distributed in Costa Mesago through the Fire Department located 2300 PlacentiaAve in Costa Mesa. Unwrapped toys for infants through 18 years and gift cards in $10, $15, or $20 denominations are collected.
 Weichman and their staff will be hosting The Polar Express from 10am -12p.m. at Goat Hill Junction- 2480 Placentia Avenue in Costa Mesa. They invite all area families to the event to so they can enjoy spending time with Santa Claus and his Elves. Also featured at this event will be many FREE activities including the train ride, pictures with Santa, a coloring contest, face painting, fire apparatus and much more. Reservations are encouraged. Please RSVP by calling the Weichman Polar Express Hotline at 714.444.4663 ext. 101. The Costa Mesa Fire Department will collect toys through December 21 at 2300 Placentia fire station, for more information contact Todd Palombo at 949-933-2802 or E-mail: firetiki@gmail.com

 

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